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Who it's for

Who is the Panama Qualified Investor Visa for?

Who is the Panama Qualified Investor Visa for? It works differently depending on where you're coming from. We've written a detailed guide for each group.

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Americans

A tax-efficient Plan B outside the US

Whether you're hedging against political uncertainty, diversifying your residency portfolio, or looking for a dollar-denominated base with zero tax on foreign income, Panama's QIV gives you permanent residency without renouncing US citizenship. No FATCA complications on the residency itself, and the territorial tax system means your US-sourced income is only taxed by the IRS, not Panama.

See how other Americans have qualified

Canadians

Residency in a stable, dollarized economy

Canada's capital gains changes and rising cost of living are pushing more Canadians to explore residency abroad. Panama's Qualified Investor Visa offers permanent residency with no strict minimum stay requirement (periodic presence is recommended), a territorial tax system that doesn't tax foreign income, and a familiar banking infrastructure. The current real estate minimum is $300,000; this is scheduled to increase to $500,000 on October 15, 2026. That entry point is lower than most European golden visas.

Talk to an advisor who works with Canadians

Tech founders & remote CEOs

Build from anywhere, base somewhere strategic

If your company is remote-first or you're between rounds, Panama offers legitimate residency in a timezone that overlaps with both US coasts, a territorial tax system ideal for foreign-incorporated entities, and a modern financial hub with direct flights to Miami, New York, and San Francisco. No language test, no cultural exam, and your family can be included.

Book a founder-focused consultation

H-1B visa holders

Permanent residency that doesn't depend on your employer

The US green card backlog for some nationalities can stretch for many years. Processing is 30 to 90 days from document submission to provisional permit, with no country-specific quotas, no employer sponsorship, and no lottery. It's not a replacement for your US immigration case. It's a parallel path that gives you a permanent legal home while you wait.

Get a free H-1B backup plan assessment

Crypto investors

Turn digital gains into permanent residency

Crypto-derived wealth doesn't fit neatly into most immigration programs — some countries won't touch it, others demand disclosures that make investors walk away. Panama's QIV treats a documented crypto gain the same as any other lawful source of funds: trace it, document it, and it qualifies like cash or securities would. Panama's territorial tax system means foreign-sourced gains aren't taxed locally either way, and your residency isn't tied to any exchange, wallet, or jurisdiction staying stable.

See how crypto gains qualify as source of funds

Everyone else

The QIV is open to all nationalities.

While our detailed guides focus on the groups we work with most, the Panama Qualified Investor Visa is open to citizens of every country. There are no nationality-based quotas or restrictions.

Whether you're a European investor looking for a base in the Americas, a Middle Eastern entrepreneur seeking dollar-denominated stability, or an Asia-Pacific professional planning for retirement, the same program applies. The investment threshold, processing timeline, and benefits are identical regardless of your passport. If you don't see your situation above, get in touch. We'll help you assess whether the QIV is the right fit.

Common questions

Choosing a guide.

How do I choose which guide to read?

Start with the guide that matches your situation: Americans, Canadians, tech founders, H-1B holders, or crypto investors. Each page covers tax, process, and investment points that differ by audience. The visa itself is the same program for every nationality.

What if none of the five guides describe my situation?

The Qualified Investor Visa is open to citizens of every country. There are no nationality-based quotas. If you do not see your situation in the cards above, speak with an advisor and we will help you assess whether the QIV fits.

The program

About the Program

What is the Panama Qualified Investor Visa?

A permanent residency visa requiring a qualifying investment in Panamanian real estate, listed securities, or a bank deposit. The current real estate minimum is $300,000; this is scheduled to increase to $500,000 on October 15, 2026. It grants the holder the right to live and work in Panama indefinitely, with a path to citizenship after five years.

Is this a temporary or permanent visa?

Permanent. You receive a provisional permit, followed by a permanent residency card. Timing varies by case. There is no renewal requirement. The residency is indefinite.

How long does the process take?

30 to 90 days from document submission to provisional permit. The permanent card follows after that.

Can I include my family?

Yes. Spouse, dependent children, and qualifying parents are typically included at no additional investment. Exact dependent eligibility should be confirmed with an attorney.

Do I need to live in Panama full-time?

No. Panama does not enforce a strict minimum stay requirement, though maintaining some periodic presence is recommended.

Is there a language requirement?

No. No Spanish test or cultural exam of any kind.

Can I work in Panama?

Yes. Permanent residency grants full work authorization.

Can I eventually get citizenship?

Yes. After five continuous years of permanent residency, you can apply for naturalization. Panama allows dual citizenship.

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